Document Checklist

Whether you're buying your first home, refinancing, planning a build, or reviewing your insurance and KiwiSaver options — having the right information makes the process smoother and helps you move confidently toward your financial goals.

If you have any questions before our meeting, feel free to reach out — we're here to help.

What do I need to bring as a first home buyer?

• Bank Statements: Three months of all bank statements (Savings account, the account where salary is credited into, credit card statements, etc.)

• Credit/Store Charge Statements: 3 months worth of statements for all debts you may have (eg. Car Loan, Gem Visa, Q Card & Afterpay, etc).

• Income Details: Three months payslips to provide an overview of your income.

• KiwiSaver Investment Statement: Written confirmation from your KiwiSaver provider showing how much you can withdraw. See contact details for New Zealand KiwiSaver providers below.

• Identification: A valid passport for identification.

• If you are Self-Employed: 2 years of full financials, including your IR3 and IR4 forms. These details can be provided by your accountant.

  If you’re unsure about any documents to bring or have specific questions, feel free to contact us, and we’ll guide you through the process.

What do I need for refinancing, or consolidating my loan?

• Bank Statements: Three months of all bank statements (Savings account, the account where salary is credited into, credit card statements, etc.)

• Home Loan Statements: Six months of home loan statements, showing payment history and outstanding balance. This helps us review the mortgage you're refinancing.

• Credit/Store Charge Statements: 3 months worth statements for all debts you may have (eg. Car loan, Gem Visa, Q Card & Afterpay, etc).

• Identification: A valid passport for identification.

• Income Details: Three months payslips to provide an overview of your income.

• If you are Self-Employed: 2 years of full financials, including your IR3 and IR4 forms. These details can be provided by your accountant.

  If you’re unsure about any documents to bring or have specific questions, feel free to contact us, and we’ll guide you through the process.

What are the requirements for a construction loan?

• Bank Statements: Three months of all bank statements. Including all accounts such as Savings account, the account where salary is credited into, credit card statements, etc.)

• Home Loan Statements: Six months of home loan statements.

• Credit/Store Charge Statements: 3 months worth of statements for all debts you may have (eg. Car Loan, Gem Visa, Q Card & Afterpay, etc).

• Identification: A valid passport for identification.

• Income Details: Three months payslips to provide an overview of your income.

• If you are Self-Employed: 2 years of full financials, including your IR3 and IR4 forms. These details can be provided by your accountant.

• Floor plans and specifications: To outline the scope of the construction project, which helps lenders understand the project’s scale and cost.

• Fixed price contract: This ensures that the construction project has a defined cost, helping the lender gauge the total funding required.

  If you’re unsure about any documents to bring or have specific questions, feel free to contact us, and we’ll guide you through the process.